Home > Job Opportunities > Senior Loan Officer​ and Loan Officer (បុគ្គលិកឥណទាន)

Senior Loan Officer​ and Loan Officer (បុគ្គលិកឥណទាន)

The Rural Development Bank (RDB) is currently seeking for qualified candidates for the following position:

Position : Senior Loan Officer​ and Loan Officer (បុគ្គលិកឥណទាន)
Work Place : Senior Loan Officer: Phnom Penh, Preah Vihear, Banteay Meanchey, Oddar Meanchey, Pursat and Takeo
Loan Officer: Preah Vihear, Banteay Meanchey, Oddar Meanchey and Takeo
Closing Date : ថ្ងៃសៅរ៍ ១រោច ខែភទ្របទ ឆ្នាំកុរ ឯកស័ក ព.ស ២៥៦៣   ថ្ងៃទី ១៤ ខែ ​កញ្ញា ឆ្នាំ​ ២០១៩

I.  Senior Loan Officer (Many Positions)

Key Duties & Responsibilities

  • Meet loan applicants to obtain personal and financial information, describe the types and terms of loans to applicants as well as assist them for loan application.
  • Has the ability to analyze and interpret financial statements of the business in order to access the payment capacity and financial soundness of the borrower.
  • Conducts field visit/verification of credit files and clients, and prepare the on-site report.
  • Conduct loan appraisal and collect detailed information including personal, business, collateral information, and make recommendation for management decision based on credit principles, policy, and regulation.
  • Prepare and execute loan contracts and arrange for disbursement of loan in kind.
  • Closely monitor loan utilization, loan repayment follows of timely repayments
  • Assist to resolve the customers issue or consult whenever they required.
  • Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.

Job Requirements

  Candidates must have the followings advantages :

  • Bachelor Degree preferably in Banking and Finance or Accounting or related fields.
  • Minimum 2-3 years of working experience preferred in credit operation in bank and/or financial institute.
  • Knowledge on SME, corporate, smallholder farmers particularly in the agriculture sector and rural areas.
  • Skill in property evaluation.
  • Good Command of English.
  • Advanced computer skills (Ms. Word, Excel) & Proficient Khmer typing skills
  • Ability to work in confidentiality, ability to work in the field & travel to provinces
  • Negotiation and internal relationship building
  • Analysis and reporting Skills

II. បុគ្គលិកឥណទាន(ជាច្រើនរូប)

ភារកិច្ច​ និង​ការ​ទទួល​ខុស​ត្រូវ

  • ពន្យល់អតិថិជនពីគោលការណ៍ក្នុងការផ្តល់ឥណទានរបស់ធ.អ.ជ. ពិនិត្យលើពាក្យសុំខ្ចីឥណទាន និងឯកសាររបស់អតិថិជន។
  • ធ្វើការសិក្សាវាយតម្លៃលើសំណើសុំឥណទាន និងប្រមូលព័ត៌មានលម្អិតរួមបញ្ចូលទាំងព័ត៌មានផ្ទាល់ខ្លួន ព័ត៌មានអាជីវកម្ម,ទ្រព្យធានាបំណុល និងធ្វើរបាយការណ៍ជូនអ្នកគ្រប់គ្រង
  • តាមដានការប្រើប្រាស់ឥណទាន និងការបង់សងប្រចាំខែ ឬគ្រារបស់អតិថិជន។
  • ជួយដោះស្រាយបញ្ហាអតិថិជន ឬបំណុលយឺតយ៉ាវ ឬពិគ្រោះយោបល់ដល់អតិថិជន។
  • ធ្វើការរៀបចំនិងរក្សាទុកសំណុំឯកសារឥណទានរបស់អតិថិជនឱ្យមានសុវត្ថិភាព និងភាពត្រឹមត្រូវ។

លក្ខខណ្ឌ​នៃការ​ជ្រើសរើស

បេក្ខជនទាំង​២ភេទ​ត្រូវ​​មាន​គុណសម្បត្តិ​ដូច​ខាងក្រោម៖

  • មាន​បរិញ្ញាបត្រផ្នែកហិរញ្ញវត្ថុនិងធនាគារ ឬ សញ្ញាបត្រជំនាញប្រហាក់ប្រហែលដែលពាក់ព័ន្ធ
  • ធ្លាប់មាន​បទពិសោធន៍​យ៉ាងតិច ១ឆ្នាំក្នុងការងារឥណទាន
  • ចេះវិភាគរបាយការណ៍ហិរញ្ញវត្ថុ

Salary and other Benefit

  • A competitive salary based on competency.
  • Salary increment, annual bonus
  • Offer Scholarship, Training and development opportunities.
  • HR policies comply with Cambodian Labor Law and other regulation.

Interested candidates may submit CV and Cover letter to address below:

Rural Development Bank

Human Resource Department
# 9-13, St 7, Sangkat ChaktomukPhnom Penh , Cambodia
Email : jobs@rdb.com.kh
Note ៖ Candidates Shortlist will be interview at our Head Office Building# 9-13,St 7, Sangkat Charomuk Phnom Penh .For more Information Please contact: 023 220 810​ , 081 779 948  (Working Time )